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We always aim to offer you competitive interest rates on your Avanse loans. The rate of interest on your loan is calculated as: Interest Rate = Avanse Base Rate + Spread. Our current Base Lending Rate is 12.65% (w.e.f. 01.11.2018). The Spread is floating and is based on analysis of overall credit and customer profiling. Interest is calculated using Simple Interest Rate with Monthly rest. This rate is subject to the terms and conditions of Avanse Financial Services Ltd.
Avanse Financial Services Ltd. is authorized to disclose from time to time any information relating to the loan to any credit bureau (existing or future) approved by Government of India and Reserve Bank of India without any notice to the borrower. We are also authorized to make inquiries with the Credit Information Bureau of India (CIBIL) and get the applicants Credit Information Report. All Education loans are subject to approval and credit terms of Avanse Financial Services Ltd.
Despite Brexit And Harsh Visa Restrictions, UK Remains Key Study Destination The UK is a key higher education destination for Indian students. Although that number has begun to drop recently due to Brexit and harsher rules for post study work, a significant number of students studying under international boards continue to go there. The main thing to note is that in the UK, once you have started studying for your degree be it undergraduate or postgraduate—you cannot change your subject midway. You will have to apply again and start from the beginning.
Proof of finances: Course fees as well as 10,100 pounds need to be shown in your account for over 30 days.
Students will be issued a visa for two weeks, and must pick up a biometric pass from within the UK (post office/university).
England and Wales are similar in terms of climate, being more temperate and rainy. The universities in both countries are old and well regarded, with Oxford and Cambridge being in England although, generally speaking, the quality of education is relatively even all across the UK.
Scotland is to the north of England and has colder weather, especially in the famous highlands. The country is rich in art, culture and history. The capital city, Edinburgh, has a festival for every month of the year, while Glasgow is famous for its art and music.
Finally, Northern Ireland. It is more religiously conservative than any other part of the UK. It has few universities of note, but is the least expensive country in the UK in terms of the cost of education and cost of living.
On the whole, the main consideration for studying in the UK is the question of jobs. The current regulations are restrictive and make it difficult for Indian students to get jobs. But there is talk of changing these regulations, so there is some hope.