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We always aim to offer you competitive interest rates on your Avanse loans. The rate of interest on your loan is calculated as: Interest Rate = Avanse Base Rate + Spread. Our current Base Lending Rate is 12.65% (w.e.f. 01.11.2018). The Spread is floating and is based on analysis of overall credit and customer profiling. Interest is calculated using Simple Interest Rate with Monthly rest. This rate is subject to the terms and conditions of Avanse Financial Services Ltd.
Avanse Financial Services Ltd. is authorized to disclose from time to time any information relating to the loan to any credit bureau (existing or future) approved by Government of India and Reserve Bank of India without any notice to the borrower. We are also authorized to make inquiries with the Credit Information Bureau of India (CIBIL) and get the applicants Credit Information Report. All Education loans are subject to approval and credit terms of Avanse Financial Services Ltd.
Studying in Europe is an increasingly appealing proposition for a lot of Indian students. Mainland Europe is seen as more affordable than the UK, and many countries have options that allow students to stay back after their studies for between one and two years, depending on the country and level of the degree. One thing to consider is that, across Europe, it is far easier to get a job if you are fluent in the local language.
Most people in France do not speak English fluently, and so living there requires a basic level of French. France has several universities and is considered a great place to study the arts, fashion and design. A lot of degrees at the undergraduate level are taught in French, as are a good number of master’s degrees. For the courses that are taught in English, France is an excellent place to study. The government offers subsidies on rent, as well coupons for groceries and eating out to students, and Universities offer scholarships based on language ability. The country offers international students the opportunity to work for two years after graduation. In keeping with the stereotype, Germany is indeed an excellent choice if you want to study engineering and technology, but it’s also a good place to study business. Though most undergraduate courses are taught in German, several master’s-level courses are in English. For many degrees, however, you need to have passed a German language test at a certain level before you can apply for the course. Tuition fees in Germany are quite low, with some universities not charging any such fee, but the average living expenses in Germany are the highest in Europe. The job market in Germany is quite robust but highly competitive. The Netherlands is one of the few countries in Europe where most people speak English, in spite of it not being their native language. The Dutch universities are old and well regarded, and offer both undergraduate courses and master’s degrees in English. Dutch universities are known for their degrees in arts, architecture, linguistics, technology and science. The Netherlands is at the heart of the gaming development sector, and at the cutting edge for environmental technology. Living costs in the Netherlands are affordable.On the whole, Europe is an interesting region for Indian students to explore studying and working in.